If you’ve ever fallen on hard times, you know that it can be a pretty devastating experience. It’s never fun to be in debt without a plan in sight. If you’ve never been in this position before, it can be easy to judge. There are many who assume that being broke is a choice. In many cases, it can be a choice. However, there are times when a person can become unexpectedly broke. Consider the following ways that life can hand you some really sour lemons.


When there’s a death in the family, it can directly impact everyone. Loss is very traumatic. Whether it was expected or not, it can be extremely difficult to deal with. If the deceased person was the breadwinner or an income producer, this can directly impact the family finances. If there are only two income producers in the home and one passes away, this means that the family will have to downsize tremendously. If your expenses can still be comfortably covered with one income, this won’t be a problem. Unfortunately, for most families, this isn’t the case. The loss of a loved one can often mean the loss of major income. In turn, the family can become financially strained.


It’s not fair to see how sickness has become big business for so many companies and medical professionals. As a result, there are families who are losing loved ones because they don’t have the financial wherewithal to cover their treatments, medication and more. While there are things people can do to maintain a healthy lifestyle, a lot of illnesses are genetic. Even the healthiest person can get a deadly diagnosis and get slammed with medical bills or be unable to help with things around the house. If you find this is the case then getting a professional to help with things like installing a new roof can be a lot easier.


Accidents happen. This is a part of life. This is why it’s such a blessing when a person can get to and from their destinations safely. One person could be wearing a seatbelt, driving the speed limit and signaling to their fellow drivers on the road. On the other hand, someone else can decide to get behind the wheel while they’re drunk. As a result of drunk driving, they could kill or severely damage a person’s body for the rest of their life. A fully-functioning adult could turn into someone who’s in a vegetative state because of someone else’s reckless behavior. Between the inability to work, the stress of managing a new reality and covering the family finances, this can be a lemon that makes a family unexpectedly broke.

When these events happen, they definitely take a toll on a person’s mental and emotional well-being. When someone is in dealing with accidents, death or sickness, this can lead to serious depression. In turn, depression makes it difficult for some people to perform well at work. Everything is connected in the most challenging way. This is why it’s so important to avoid judging others. Life has its way of handing out lemons to everyone.