obile devices are all the rage today, and the rage shows no signs of slowing down. On the other hand, saving money is a time-honored concept that never goes out of style. So naturally, combining the two is a win-win proposition. Mobile computing has shown itself to be so versatile and pervasive that it only stands to reason that budgeting would eventually get in on the action.
Here are some apps, presented in convenient alphabetical order, that can help businesses come up with better, more realistic budgets and therefore save money. If you need more convincing as to why mobile devices and budgeting have become best friends, check out “6 Reasons Why Mobile Devices are Turning into Budgeting Tools”.
Available for Android and iOS, this free app is great for keeping track of recurring monthly bills as well as paying them. Just connect and synch all of your accounts to the app, which does come with its own encryption, and you can access them and even make payments using a credit card or bank account. If you’re so busy that you tend to let due dates slip by, this app will become your best friend.
Sure, at this writing, gas prices have reached deliriously wonderful lows, but oil is a volatile commodity, and things could change on a dime. Gas Buddy helps you find the cheapest gas station, and even give you directions on how to get there (which saves gas on driving around, confused and lost!). This beautiful app is free, and available for iOS, Android, BlackBerry, Windows Phone, and Mobile Web.
Not to be confused with the capital of the Philippines or a kind of envelope, Manilla is a financial organizer that does everything. You can manage all of your bills, set up payment due date reminders, create custom accounts for those expenses that are unique to your business, and even monitor your travel reward points. It’s free and available for Android and iOS.
If you’re ever uttered the phrase “Where has all the money gone?!” in exasperation, then this free app is for you. The app monitors all of your transactions and shows you how much you’re spending in each category. This is an excellent way of seeing where your resources are going, and good start for tweaking your budget. It works for iOS and Android.
If your business requires you to travel often, then you need this free app. It works with any national currency and helps you keep track of your expenses as well as your overall budget. In fact, it can differentiate between travel expenses and daily budget items. It’s available for the Android and iOS.
Finally, here’s an app for businesses that can’t afford a CFO but could really use one. This app, usable by iPad iOS and online, will monitor your company’s income, expenses, profits, cash, profit margin and valuation. This cloud-based CFO tracks collection activity and lets you know when customers’ bills are overdue. It can even give you advice on decision-making by coming up with projections for certain hypothetical situations. The app is currently free as of this writing, but there is talk that it will eventually cost around $20 a month.
These are just some of the apps available for businesses that want to get a good grasp on their budgets. There’s a lot more available out there, ready to be discovered and used by the economy-minded professional. And, of course, as a reminder that there are a lot of fun apps out there as well, take a look at the “Must-Have Android Apps For 2014”. Sure, they may be from last year, but coolness and usefulness are timeless.