Irrespective of whether you purchase insurance from a rental agency or you choose to make use of your own car insurance coverage, it’s always a good idea to acquaint yourself with certain aspects of car rental insurance. Rather it’d be wise on your part if you could make sure of the fact that you’ve actually got adequate insurance to cover the costly repairs if you happen to chance upon an accident. The idea remains to familiarize yourself with the various insurance options before you actually go ahead with renting. Say for instance, if you already own car insurance, then you might as well call your car insurance agent. Talk it out with the agent and know for sure whether or not you’ve got enough coverage as far as your existing policy is concerned. There’s also the option of calling up your credit card company, for there are many who offer coverage on rentals.
Acquaint yourself better with Rental Car Insurance
Here are certain basic aspects involved with rental car insurance which you should familiarize yourself with to gain the most out of it. You shouldn’t choose anything but the best for yourself after all.
- Your Credit Card:
There are various options available for rental car insurance and your credit card company might offer one too. Moreover, if it comes for free, then your credit card company is bound to give you a cheaper deal than if you purchased it over the counter. If you’re to go by what the Insurance Information Institute has to say, then it’s best to go for the one provided by your credit card company.
- Your Auto Insurance:
This is another factor you should know better. If you happened to have bought car insurance, then the type of coverage you bought depending on the deductibles should be applicable in case of rental cars as well. That is also to say that if you’ve got comprehensive auto insurance, then of course it’ll go on to cover any damage due to theft, vandalism, cover fire, and even animal collisions in case of your rental car.
- Your Rental Insurance Company:
This is perhaps a rather good option provided you get the best company around. For instance, you could opt for rental car insurance from protectyourbubble.com which has some of the best stuff to offer. Here, for instance, the loss damage waivers plus the collision damage waivers would come in to take the place of your comprehensive and collision insurance. In fact opting for rental insurance company coverage effectively provides a broader spectrum as far as your liability protection factor is concerned. Then again insurance companies are known to sell personal property insurance as well as accidental death coverage which you wouldn’t get anywhere else.
- Your Decision to Buy:
Ultimately the concept of rental car insurance doesn’t simply depend on the right choice, but also your final decision to buy the coverage. Understand this for a fact that you need to make economical sense of all the coverage you’ve got or intend to get before you actually take anything on. Now say suppose you haven’t got any personal auto insurance coverage, then it becomes your responsibility to make comparisons with respect to all the rental insurances you get and then decide to buy.
Now that you’ve been through the above discussion and have acquainted yourself better regarding the basic aspects associated with car rental insurance you can finally take the plunge. If you wish to opt for an insurance company, then obviously there can be nothing better than Protect your bubble to help you out. All the best!