Medusa

Health Insurance Gets Costlier

<p>Those living in Georgia are paying more money for the health insurance than any other place in the nation through a newly created online market place by the federal health law&period;  The other two places where people have to pay for higher health insurance are Colorado’s mountain resort areas around Aspen and Vail&period;<&sol;p>&NewLine;<p>The insurance broker of Lee Mullin’s&comma; David Hardin&comma; said that they are not happy with the treatment&period; There are various factors that come together to push up the premium in this area&period; One of the reasons is the health conditions&period; The quarter of people from this region are suffering from expensive health disorders like cancer and obesity&period; There is only one hospital in this area which leaves no space for competition&period; There is only one insurer who is offering online policies plus many physicians are not participating which means consumers have limited choice&period;<&sol;p>&NewLine;<p>Till the time these factors are controlled&comma; it is hard for the Affordable Care Act to prove its name&comma; not only in this area but other regions too where people are paying high premium&period; The other places where people are paying high premium includes rural Nevada&comma; most of Wyoming&comma; parts of Wisconsin&comma; southwestern Connecticut&comma; southeastern Mississippi&comma; and Alaska&period;<&sol;p>&NewLine;<p>These are the areas where government subsidies are protecting people by low or moderate incomes&period; For instance if a flower shop owner&comma; Randy Gray&comma; has to pay only &dollar;32 per month then around &dollar;805 is being picked up by the taxpayers&period;<&sol;p>&NewLine;<p>However&comma; those who are earning enough to qualify for the federal monetary help have to pay overwhelming premium&period; For instance&comma; if a 60-year old is earning around &dollar;47&comma;000 in a place like Albany&comma; then would have to pay at least a quarter of his income for the mid-level policy&period; This is the level which is bought by most of the consumers&period;<&sol;p>&NewLine;<p>Though&comma; some of the low earners are balking&period; For instance&comma; a pottery shop owner&comma; Stacie Brown&comma; if opt for the cheapest plan&comma; called &OpenCurlyQuote;Bronze’ would have to pay at least &dollar;300 per month for her husband and son&period; Though&comma; she won’t be paying medical bill until it exceeds &dollar;6&comma;300 individually&period; The cheap &OpenCurlyQuote;Silver’ plan will cost at least &dollar;508 per month and would not be paid until the bill is exceeded to &dollar;3000 individually&period; In Stacie’s case&comma; her son’s pediatrician is not in the network&comma; and she felt to use this medical service&period;<&sol;p>&NewLine;<p>The regions with the lowest premium are around Minneapolis&period; This region is the region which is called as the healthiest population&period; Though&comma; there are other parts of the nation which faces similar challenges when it comes to health such as southern Georgia&period; Maximum insurance broker and people blame high premium for the expanding Phoebe Putney Health System&semi; which is a nonprofit organization&period; This is group runs around six hospitals in the region&period;<&sol;p>&NewLine;

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