Medusa

7 Incredible Programs You Can Use to Track Your Personal Finances

<p>It seems that we&&num;8217&semi;ve been in an &&num;8220&semi;economic recession&&num;8221&semi; for about as long as anyone can remember&period; It&&num;8217&semi;s no wonder people are looking for new&comma; effective ways of determining where their finances stand on a personal level&period; For this reason&comma; there are many programs out there centered on the concept of tracking and managing personal finances&period; Here are seven of the best&colon;<&sol;p>&NewLine;<p><img class&equals;"aligncenter size-Correct wp-image-4587" alt&equals;"mobile apps" src&equals;"https&colon;&sol;&sol;medusamagazine&period;com&sol;wp-content&sol;uploads&sol;2013&sol;06&sol;mobile-apps-600x650&period;jpg" width&equals;"600" height&equals;"650" &sol;><&sol;p>&NewLine;<h2><strong>Check&period;me&period;<&sol;strong><&sol;h2>&NewLine;<p>This personal finance program&comma; available as either a mobile app or an online tool&comma; is remarkably simple&comma; yet it performs an invaluable task&colon; It helps you pay your bills on time&period; Modeled as a sort of alarm clock for bill playing&comma; Check&period;me reminds you of when those payments are coming up&comma; and also calculates what you are putting out towards bills in order to tell you&comma; ahead of time&comma; whether you are in the black or the red&period;<&sol;p>&NewLine;<h2><strong>YNAB&period;<&sol;strong><&sol;h2>&NewLine;<p>The YNAB &lpar;short for &&num;8220&semi;You Need a Budget&&num;8221&semi;&rpar; software is exactly what it sounds like&colon; a program that helps you develop a budget&period; From your PC or Mac&comma; YNAB will guide you through the sometimes complex process of budgeting&comma; explaining &lpar;through tutorials&rpar; pertinent details along the way&period;<&sol;p>&NewLine;<h2><strong>Mint&period;com&period;<&sol;strong><&sol;h2>&NewLine;<p>Available as either a software program or a mobile device app&comma; Mint&period;com is one of the most widely recognized personal finance apps out there&comma; and the widely touted preferred application on the top of many financial experts&&num;8217&semi; must-have lists&period; It has earned its reputation for good reason&colon; Not only does it connect to each and every one of your accounts&comma; but it also automatically categorizes your spending&comma; help you set up a budget&comma; and track your financial goals&period; Plus&comma; it&&num;8217&semi;s free&excl;<&sol;p>&NewLine;<h2><strong>Yodlee MoneyCenter&period;<&sol;strong><&sol;h2>&NewLine;<p>If you have debt that you need to pay off&comma; then this personal finance software is a great choice for your needs&period; Yodlee MoneyCenter is free for PC and Mac&comma; so definitely worth trying if you could use a varietal program that does everything from track your net worth to report on outstanding balances and projected payoff time&period;<&sol;p>&NewLine;<h2><strong>Doxo&period;<&sol;strong><&sol;h2>&NewLine;<p>Think of this personal finance program as a digital filing cabinet&&num;8211&semi;but one that you can link to all of your utility accounts&period; Doxo is a service run through a website &lpar;doxo&period;com&rpar;&comma; enabling you to store important documents&comma; view upcoming bills&comma; and even make payments from one interface&period;<&sol;p>&NewLine;<h2><strong>Office Time&period;<&sol;strong><&sol;h2>&NewLine;<p>How much time do you spend working&comma; and are you getting paid for all of it&quest; For many people who are self-employed&comma; or who work on a contract or freelance basis&comma; tracking work time is tantamount to receiving fair pay&period; Office Time makes this task simple by recording the billable hours you work and then preparing financial reports and invoices based on those hours&period;<&sol;p>&NewLine;<h2><strong>Zilchworks&period;<&sol;strong><&sol;h2>&NewLine;<p>This software is perfect for personal finance plans centered on paying down credit card debt&period; Not only does Zilchworks help you strategize a payment plan&comma; but it also aids the negotiation process with lenders to help you get better terms&period;<&sol;p>&NewLine;<p>As you can see&comma; there is no shortage of personal finance programs on the market&period; No matter what your current financial standing is&comma; you can be sure to benefit from the advantages of putting these programs to work for you&period; And if you still have questions&comma; you can get started with your own new plan by visiting SmartAsset to ask additional questions as you think of them&excl;<&sol;p>&NewLine;

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