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4 Factors Affecting The Success Of Your Car Accident Claim

<p style&equals;"text-align&colon; center&semi;"><em><strong>&ast;&ast;&sol; The following guest post is contributed by Matt Conner&period; &sol;&ast;&ast;<&sol;strong><&sol;em><&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Getting involved in a car crash can be distressing&comma; shocking&comma; numbing and confusing&period; It is the moment when emotions are running high and you find it hard to think straight&period; But remember your actions at this juncture can make or mar your insurance claim&comma; if you ever were to make one&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Minor car crashes do not cause serious injuries&period; If you are involved in a rear-ending accident or a fender-bender chances are you will not suffer anything more severe than a whiplash or minor bruises&period; But in major crashes&comma; injuries are extensive and often fatal&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Car accident claims help victims offset the financial burden of the crash and try to bring normalcy back in their lives&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;"><img class&equals;"aligncenter size-Correct wp-image-14857" src&equals;"https&colon;&sol;&sol;medusamagazine&period;com&sol;wp-content&sol;uploads&sol;2016&sol;09&sol;Car&lowbar;crash-600x450&period;jpg" alt&equals;"4 Factors Affecting The Success Of Your Car Accident Claim" width&equals;"600" height&equals;"450" &sol;><&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Here are a few things you need to keep in mind if you are ever involved in a car accident&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> What Types of Injuries Are Commonly Seen in Car Accidents&quest;<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Head and back injuries are common in seated drivers and passengers of vehicles involved in high-speed collisions&period; Neck and chest injuries&comma; internal bleeding and damage to internal organs are also found in victims of major car crashes&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Head injuries occur in collisions when the head is hit against steering wheel&comma; dashboard or windows forcefully&period; This can result in brain injury or concussion when the brain moves back and forth within the skull&period; Traumatic brain injuries result in long-term or permanent damage to brain cells affecting cognitive and behavioral functions&period; Back injuries that damage the spinal cord also affect the neuromotor functions of the body&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Extensive and expensive medical treatment will be required to treat these conditions&period; Those involved in massive vehicle wreck are also often left with permanent disabilities and other impairments&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">A successful car accident claim will help you be compensated for medical expenses&comma; disability&comma; loss of an extremity&comma; loss of income&comma; potential loss of earning capacity&comma; loss of enjoyment of life and consortium&comma; and pain and suffering&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">But remember that there are many factors that affect your compensation for personal injury&period; Every driver should be aware of these in order to avoid mistakes that may have far-reaching consequences&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> Factors Considered by Claims Adjuster<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Your actions immediately after the crash have a strong bearing over the outcome of your claim&period; It is important that you do not act rashly and stay calm in order to preserve the evidence required to make an insurance claim&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> 1&period; Police Report<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">No matter how minor the accident&comma; it is important that you report it to the police at once&period; If no one is injured most police stations will not bother to send officers to the site&period; But regardless of the outcome it is necessary your report the incident&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If the traffic is slowing or the crash is holding up traffic&comma; report that as well&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If an officer arrives on the scene he will make a police report that contains a detailed account and photographs of the accident&comma; drivers’ and witnesses’ names and contact information&comma; and designation of person who appears to be at fault for the crash&period; The report will also document damages to vehicles or other property&comma; and injuries sustained by those involved in the crash&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Note down the service number of the report and ask for a copy a few days later&period; The report will help strengthen your claim and is an important piece of supporting evidence&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> 2&period; Injuries Sustained<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Documented evidence of injuries sustained will help immensely when you make a claim&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">It is critical that you do not delay in seeking medical help&period; Go to a hospital and get treated for your injuries&period; This will help prove the seriousness of injuries sustained in the accident&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If there are any pre-existing injuries&comma; ensure you have documented evidence to prove that the condition deteriorated or injuries worsened after the accident&period; Ask your doctor to take X-rays and scans of injured area to help compare pre-accident and post-accident condition&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you delay in getting treatment it will be hard to prove cause-effect relationship between the crash and your injuries&period; Also&comma; remember to collect bills and treatment records from the hospital&period; You have to furnish them as supporting evidence to your claim&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> 3&period; Your Statements<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">As mentioned earlier&comma; a car crash can cause panic&comma; distress and extreme emotions in those involved&period; But do watch your words because whatever you say can be used as evidence against you in court of law&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Never admit your fault&comma; blame others&comma; or make promises&comma; and do not say anything that can worsen the situation or lead to heated arguments&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Speak to witnesses and note down their version of events&comma; more so if it supports your stand&period; Also&comma; ask for contact information so that you can get in touch with them if situation requires&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> 4&period; Documentation and Evidence<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you are filing a car accident claim ensure that you have documented evidence to support your statements&period; Medical bills and reports&comma; evidence of lost days of work and income&comma; and documents showing damage to property and deterioration in quality of life all can support your compensation claim&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">So if you are planning to make a car accident claim&comma; ensure that you have the supporting documents ready&period; Not only will your claim adjuster find it easier to arrive at a conclusion&comma; but you will also get your payout quickly&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;"><strong> Conclusion<&sol;strong><&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Car crashes can result in grievous injuries&period; A successful insurance claim can help you tide over the sudden financial burden that has fallen on your shoulders&period; If you are aware of the factors influencing success of claims&comma; you will be better prepared for satisfy the requirements&period;<&sol;p>&NewLine;

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